Common Way Home Insurance is Voided
Maintaining a clean and functional gutter system is an important aspect of homeownership. Neglecting to clean gutters can not only cause damage to your home’s roof and foundation but can also void your home insurance warranty. Neglecting cleaning out gutters can be a cause for many problems within your home. Especially when spring rains come!
Water carved out the Grand Canyon over time, it is capable of doing a lot of damage.
Why are gutters important?
Gutters are an essential part of your home’s roofing system. They are designed to direct water away from your roof and foundation, preventing water damage and erosion. Gutters catch rainwater and debris, preventing them from entering your home and causing damage to your property. By channeling water away from your foundation, gutters can prevent water from seeping into your home’s walls, causing mold growth and structural damage.
What happens when gutter cleaning is neglected?
When cleaning gutters are neglected, they can become clogged with leaves, twigs, and other debris. This buildup can cause water to overflow from the gutters, potentially causing damage to your roof and foundation. Over time, the weight of the debris can also cause gutters to sag and pull away from your home’s fascia, leaving your home vulnerable to water damage.
Clogged gutters can also lead to ice dams in colder climates. Ice dams occur when water freezes in the gutters and prevents proper drainage. The resulting buildup of ice and snow can cause damage to your roof, leading to leaks and structural damage. The weight of the ice in gutters can also weigh enough to pull the gutters off the fascia and away from your house.
How neglecting gutters can void your warranty
Many home insurance policies and warranties include clauses that require regular maintenance of your home’s roof and gutters. Failure to maintain gutters can void these policies, leaving you with no coverage in the event of damage to your home.
For example, suppose your roof is damaged due to clogged gutters that caused water to overflow and seep into your home’s walls. In that case, your insurance company may deny your claim because you failed to maintain your gutter system. This denial of coverage can be financially devastating, leaving you with the cost of repairs and potential liability if the damage affects neighboring properties. Doing preventative maintenance around your home is the best way to always make sure you are compliant with home insurance policies.
How to maintain your gutters
Maintaining your gutter system is relatively easy and can prevent costly repairs down the line. Regularly get your gutters cleaned and look for signs of wear and tear, including rust, sagging, and damage to the downspouts. Clear any debris from your gutters regularly, including leaves, twigs, and other debris. Most importantly, make sure the downspouts are always flushed with water or air. Sometimes gutters may be completely clear, but there is still blockage or clogged downspouts preventing them from flowing like they should.
Keep your gutters clean
Neglecting to clean your gutters can lead to severe damage to your home’s roof and foundation, siding, and more! It can also void your home insurance policies, leaving you financially responsible for costly repairs. Regular maintenance and cleaning of your gutters can prevent these issues and protect your home from water damage and more. By taking care of your gutters, you are taking an important step towards protecting your home’s value and maintaining your warranty coverage. If you notice your gutters start to overflow with water, or water not flow properly, it is important to search for a gutter cleaning company near me, and find a local gutter cleaning company to take care of this issue soon!
Edwards Gutter Cleaning is a company that has been cleaning gutters for years, and has seen it all. The good and the bad….take care of your gutters to prevent bigger issues down the road!
